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indigitall · Insurance — Hero English
Built for the trust, retention, and claims demands of insurance

SMS is a phishing vector. Quotes leak conversion. Silos lose the claim.

Insurance teams carry three problems no generic platform was built to solve. The cost and fraud exposure of SMS for verification and claims alerts. Quotes and applications abandoned at the exact moment intent peaks. And customer data spread across policy admin, claims, and the call center, so no team sees the whole policyholder. indigitall addresses all three from one platform. Encrypted Push kills the SMS cost line. Behavioral triggers recover abandoned quotes in real time. A CDP gives underwriting, marketing, service, and claims the same view of every customer.

  • Encrypted Push

    Encrypted Push replaces SMS at 75% lower cost.

    OTPs, claims-status alerts, and policy documents delivered inside your trusted app. End-to-end encrypted. Phishing-resistant. No SIM-swapping exposure. No SMS-pumping risk.

    −75% SMS costs · phishing-resistant
  • Retargeting

    Quote and application abandonment caught in real time.

    The moment a customer exits a quote or a policy application, a behavioral trigger fires. Retargeting across Push, WhatsApp, and email brings them back before the price comparison window closes.

    16.67% CTR on Retargeting · BCP, financial services
  • CDP

    One profile across every policy and channel.

    The indigitall CDP unifies identity across app, web, WhatsApp, broker, and call center. Underwriting, service, and claims work from the same record. Bundle signals surface at the right moment, not after the customer has already renewed elsewhere.

    Identity unified · real-time enrichment
  • AI Agent

    AI that handles routine policy and claims questions.

    Coverage checks, claim status, document requests, payment scheduling, resolved instantly by an AI Agent trained exclusively on your data. Strict RAG on your content only. No public-LLM hallucinations, no data leaks. Human agents handle what only humans can.

    4.5/5 user score · ABANCA Gen AI bot, financial services
Sensitive-data-safe by design

Policy documents, claim details, and payouts only move on channels we can stand behind.

SMS was built for text messages. It was not built to carry OTPs, claims alerts, or policy documents that contain personal, financial, and, for health lines, medical data. Some channels have structural vulnerabilities that no implementation can fix. So we never send sensitive insurance data on them.

Never used for sensitive insurance data
Standard SMS
Blocked for OTPs and claims alerts

Vulnerable to SIM swapping, phishing, and SMS pumping. A single SMS-pumping campaign can spike verification costs 300% overnight.

Unencrypted email (real-time alerts)
Blocked for transactional alerts

No guaranteed real-time delivery. No end-to-end encryption on most client implementations. Not acceptable for time-sensitive claims or payout notifications.

Third-party messaging (no DPA)
Blocked

Platforms that cannot sign a data-processing agreement covering personal, financial, and health data are excluded from any sensitive flow.

Secure insurance stack
Encrypted Push
Compliant

End-to-end encrypted, delivered inside your trusted app. Lock-screen content masked until biometric authentication. Phishing-resistant by architecture.

In-App Secure Inbox
Compliant

Two-way messaging inside the authenticated app. No preview exposure. Full audit trail for claims and policy correspondence.

WhatsApp Business API
Compliant, non-OTP use

End-to-end encrypted by Meta. Acceptable for non-OTP policy and service communications. indigitall holds Meta Business Partner Tier 1 status.

GDPR HIPAA ISO 27001 ENS (España) SOC 2
Policyholder Journeys

From the moment a quote starts to the moment a claim closes. One platform handles every step.

Pick a journey to see how it plays out across every channel — behavioral triggers, AI personalization, and a live phone preview showing exactly what the policyholder receives at each step.

ValidateActivate
Journey triggers on behavioral signal ·AI personalization active ·One customer profile
Step 1 / 8
Proof

Real results from insurers and financial institutions that stopped losing customers between renewals.

Spain · Health Insurance

Sanitas, a health insurer in Spain, coordinated member reminders across WhatsApp, SMS, and Push, driven by a unified CDP and a Gen AI bot. Members stopped playing phone tag and started confirming.

60% reduction in no-shows
50%+ increase in appointment confirmations
Peru · Financial Services

BCP used Web Push Retargeting to recover customers who abandoned applications mid-form, targeting them with behavioral segmentation at the exact stage of dropout. The direct analog to insurance quote abandonment.

16.67% max CTR on Retargeting
9.41% max CTR on segmentation
Spain · Financial Services

ABANCA deployed a generative AI bot trained exclusively on proprietary content. Customers get instant answers, without the risk of hallucination or data leakage to a public LLM. The model for insurance policy and claims FAQ.

4.5/5 user experience score

Source: indigitall production data — Sanitas (health insurer, Spain), BCP and ABANCA (financial services), 2026.

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Measured Outcomes

Numbers from live insurance and financial services deployments.

−75%
SMS costs
Encrypted push replacing SMS for OTPs and claims alerts
Financial services · case-study median
60%
Reduction in no-shows
Health insurer, omnichannel member reminders
Sanitas
50%+
Increase in appointment confirmations
Coordinated cross-channel reminders
Sanitas
16.67%
Max CTR on Retargeting
Financial services application recovery — the quote-abandonment analog
BCP
4.5/5
Gen AI bot user score
Financial services, RAG on proprietary content only
ABANCA
2x
Engagement lift
Unified profile plus migration off SMS
Vithas

Source: indigitall production data. Sanitas and Vithas (health, Spain), BCP and ABANCA (financial services), 2026. SMS cost reduction is a case-study median across financial services deployments.

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